Head, Credit at GTI Microfinance Bank Limited

GTI Microfinance Bank Limited is a leading Nigerian Investment Banking group with proven expertise in Financial Advisory, Securities Dealing (Fixed Income and Equities), Asset Management and Private Equity”. We have strong capacity in financial services delivery.

We are recruiting to fill the position below:

Job Title: Head, Credit

Location: Lagos

Job Description

Evaluating and reviewing of client’s credit proposal for approval or rejection based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
Preparation of Credit Appraisal Memorandum (CAM) for Management and Board consideration and Approval
Conducting credit search from an approved Credit Bureau
Booking of loans in line with approved terms and conditions for the MD’s approval
Proper documentation and updating of the loan files
Follow up and monitoring of disbursed loans to ensure timely repayment
Recovery of delinquent loans and advances
New products development and review of existing ones
Develop, review and update the bank’s credit policies.
Organized in house training for the staff
Render timely report to regulatory bodies (CBN, NDIC, e.t.c) when required
Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required.