Risk Expert at Credpal Nigeria

Credpal is an innovative solution that seeks to combat the ever complex loan approval process that has deterred millions from achieving specific goals over the years. We believe quality of life can be drastically improved if individuals can easily make purchases and pay overtime at their convenience with reduced or no financial pressure, while also increasing their purchasing capabilities.

We are recruiting to fill the position below:

Job Title: Risk Expert

Location: Lagos

Job Descriptions

Conduct and report on all tasks assigned by the Management.
Implement policies and conduct trainings that help reduce our company’s overall risk
Investigate and assess potential risks for assigned projects and accounts
Propose possible solutions/programs/protocols for minimizing risk and liability
Participate in all assessments to identify and minimize loss
Monitor operations to ensure compliance with all insurance and legal obligations
Minimize human, property, and financial risk
Review and assess all reports of suspicious account activity
Conduct fraud research and report on findings
Prepare and present comprehensive risk assessment reports
Generate regular and ad hoc compliance reports
Research, monitor, and, if able, resolve fraud reports
Review daily reports for suspicious account activity
Work to ensure client confidentiality and protect privacy
Demonstrate thorough and fair practices in all investigations and inquiries

Requirements and Qualifications

Bachelor’s degree in Accounting or related field
2 years’ experience in the risk management field, minimum in the financial sector (excluding Insurance Company).
Ability to assess customer’s data and create predictive model and recommendation on how to improve underwriting models.
Ability to profile customers proffer loan based on our parameter
Keen eye for details and exceptional problem solving skills
Excellent communication skills, both written and verbal
Proficient in the use of Microsoft office tools especially excel.
Knowledge in data analysis is a plus.
Database use and management experience
Exceptional organizational and critical thinking skills
Reliable and thorough with a deep commitment to accuracy
Self-motivated and able to work independently