Head, Credit at Mutual Trust Microfinance Bank Limited

Mutual Trust Microfinance Bank is an aggressive and forward looking Microfinance Bank in Abuja. We seek to employ for the vacant position below:

Job Title: Head, Credit

Location: Abuja
Experience Level: Management level

Job Summary

We are looking for a Credit Manager to oversee our company’s lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests.

Responsibilities

Research and evaluate clients’ creditworthiness
Create credit scoring models to predict risks
Approve or reject loan requests, based on credibility and potential revenues and losses
Calculate and set interest rates
Negotiate loan terms with clients
Monitor payments
Maintain records of loan applications
Follow up with clients to manage debt settlements and loan renewals
Ensure all lending procedures comply with regulations
Develop, review and update our company’s credit policies

Requirements

Proven work experience as a Credit Manager, Credit Analyst or similar role
Hands-on experience with accounting software
Solid understanding of lending procedures
Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
Negotiation skills
BSc in Accounting, Economics, Banking and Finance or relevant field.
Experience Length: 7 years.

Application Closing Date
22nd October, 2019.