Trainee Loan Officer at AB Microfinance Bank Nigeria Limited

AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Banks under Access Holding Microfinance AG(www.accessholding.com), with its Head office in Berlin, Germany.

The Group provides world class banking services to micro, small and medium enterprises and private individuals in Africa and Asia. It has been spreading out to other countries across the globe rapidly.

We are recruiting to fill the position below:

Job Title: Trainee Loan Officer

Ref Code: TLO/SER/DEC/2019
Location: Onitsha, Anambra

Main Tasks and Responsibilities

Creating and Managing owned Loan portfolio
Conducting direct promotion and/or other marketing activities on regular basis
Screening prospect’s eligibility, opening loan applications and arranging appointments with clients
Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee
Arranging the disbursement in collaboration with Back Office and client
Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs
Ensuring high quality standards of the bank’s credit portfolio
Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.

Qualifications