Credit Analyst at a Fast-growing National Microfinance Bank

A fast-growing National Microfinance Bank with presence in all 36 states of the country is recruiting suitably qualified candidates to fill the position below:

Job Title: Credit Analyst

Location: Nigeria
Reports to: Executive Director

Primary Responsibilities

• Oversee Organization’s lending process i.e evaluating creditworthiness, creating risk predicting credit scoring models, analyzing potential revenues and losses for the organization.
• Calculate and set interest rates Negotiate loan terms with clients.
• Monitor payments, records maintenance. Ensuring that all tending procedures comply with industry regulations.
• Develop, review and update company credit policies.

Qualification

• B.Sc / BA / HND in Economics, Banking, Accounts, Business Administration / Management (MSc is an added advantage).

Professional Membership:

• ICAN, CIBN, ACC, CITN and MCP are an added advantage.

Experience Level:

• Management – minimum of 10 years management or supervisory experience as credit management, credit analyst or similar roles.
• Exceptional knowledge of tending procedures,loan disbursement, loan recovery Understanding of accounting software, skilled in creation and processing of financial spreadsheets as well as staff management, all within bank or other financial institution (experience with microfinance banking is an added advantage).

Personality:

• Energetic, driven, adaptable, able to work with no supervision, team spirit, proven leadership and problem-solving skills, willingness to relocate.
• Should not be older than 40 years of age.

Application Closing Date
6th April, 2020.