Loan Officer at Seguro Housing Cooperative Limited

Seguro Housing Cooperative is recruiting suitably qualified candidates to fill the position below:

Location: Lagos

We are searching for detail-oriented Loan Officer to join our growing institution. In this position, you will act as a liaison between applicants and our financial institution, helping qualified applicants obtain loans and set up payment plans.
Your duties will include meeting with applicants, examining active loans, Managing New and Existing Clients, and marketing new clients.
The ideal candidate will manage different types of loans including home loans, business loans, and individual loans. To succeed in this role, you should demonstrate excellent communication and interpersonal skills.

Responsibilities

Meet with loan applicants to identify their needs and collect information for loan applications.
Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
Complete loan contracts and teach clients on policies and regulations.
Interview applicants to define financial eligibility and establish debt payment plans.
Monitor and update account records.
Submit loan applications in a timely manner.
Prepare detailed loan proposals.
Reject loan applications and explain deficiencies to applicants.
Respond to applicants questions and resolve any loan-related issues.
Operate in compliance with laws and regulations.

OND in Finance or similar field.
A minimum of 0 years’ experience as a loan officer (Relevant experience will be an added advantage)
Solid understanding of local, state, and federal loan regulations.
In-depth knowledge of computer software e.g. Ms. Word, Excel and Outlook.
Outstanding interpersonal and communication skills.
Customer service oriented with exceptional sales skills.

Application Closing Date
31st August, 2020.