Credit Officer at a Reputable Investment Company

A reputable Investment company is currently recruiting suitably qualified candidates to fill the position below:

Job Title: Credit Officer

Location: Yaba, Lagos
Employment Type: Full-time

Job Description

• We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.
• Credit Officer Responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios.
• To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
• Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.

Job Responsibilities

• Review loan requests
• Assess clients’ financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyze risks and approve or reject loan requests
• Calculate financial ratios (e.g. credit scores and interest rates)
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans.

Requirements

• Proven work experience as a Credit Marketer, or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Ability to work in a goal-oriented environment
• Strong analytical skills
• Customer Satisfaction Orientation and sales competence
• B.Sc in Banking and Finance, Economics or related field.
• 4 – 9 years experience.

Application Closing Date
13th March, 2021.