Team Lead, Business Banking at Primera Microfinance Bank Limited

Primera MFBank, your partner for growth, is a fully licensed technology-driven finance platform that offers financial solutions to businesses and individuals. Anchored by a strong balance sheet and an experienced, hands-on management team, we enhance financial inclusion by offering suite of financial services to meet the needs of clients.

We are recruiting to fill the position below:

Job Title: Team Lead, Business Banking

Location: Victoria Island, Lagos
Employment Type: Full-time
Department: Client Management
Reports to: Head, Business Banking

Job Description

Actively support and drive the digital transformation of the Business Banking enterprise.
Expand and deepen the product and value-added services suite to profitably penetrate the Bank’s target industry segments and businesses.
Drives the assigned Business Banking relationship management teams to achieve and surpass set targets.
Ensure that all loans disbursed are repaid as and when due and the Portfolio-at-Risk (PAR) of the business portfolio is within regulatory limits.
Build and grow a healthy collections business driven by a strong portfolio of accounts that generate collections flows for the Bank.
Identify key areas for business process re-engineering and support efforts to deliver continuous improvements of same.
Position Primera MFB as the No.1 bank in customer satisfaction and client-centricity in the SME and Micro-Credit spaces.

Accountability

Consistently grow revenues and profitability of the Business Banking enterprise.
Ensuring that all the team meets set targets in line with the Bank’s business and strategic goals.
Ensuring the portfolio quality (PAR) remains within regulatory limits.
Deepen the product and value-added services portfolio of the Bank.
Support the digital transformation the Business Banking enterprise.
Deliver and maintain best-in-class customer satisfaction.

Qualifications

A good 1st Degree in Humanities, Social Sciences, Administration, or any related field.
Added professional/academic qualifications or certifications will be an advantage.
4-6 years commercial banking experience with a particular focuson growing and managing a significant SME/Business Banking loan and deposit portfolio.

Required Skills & Competencies:

Professional sales training would be a strong advantage.
Proven track record of achieving targets and driving sales growth in a business.
Strong leadership skills and an ability to inspire sales teams.
Strong and successful experience in Business Banking, Credit Analysis and structuring for businesses.
Strong knowledge of the various dynamic Business Banking products and ability to drive same.
Excellent relationship-building competencies.
Must possess excellent team management and leadership skills.
Possess excellent communication, written and presentation skills.
Must possess excellent problem-solving skills.
Demonstrates exceptional strategic thinking and planning abilities.
Must be able to work under pressure.
Must possess excellent organizational and time management skills.