Loan Officer Trainee at Addosser Microfinance Bank Limited

Addosser Microfinance Bank, an innovative financial institution dedicated to improving the living condition of everyday people through value-added financial products and services requires suitable candidates for their graduate trainee program.

We are recruiting to fill the position below:

Job Title: Loan Officer Trainee

Location: Lagos
Job Sector: Banking

Job Description

We seek to attract aspiring candidates who want to build a career in the financial service sector and are highly driven to achieve their career aspirations while fulfilling organizational goals.

Responsibilities

Sourcing for loan clients in identified market zones.
Rendering financial advice to customers.
Ensure credit appraisal and cash flow analysis of clients.
Ensure all loan requirements inclusive of charges are properly communicated to clients and all documentation duly completed, executed and submitted.
Ensure all approved loan are disbursed timely.
Supervise loan packaging and documentation.
Conduct credit checks on borrowers and their guarantors.
Confirm status (Physical state, valuation e.t.c) of asset/properties used as collateral by customers.

Requirements

A minimum of HND/Bachelor’s Degree passed at minimum of Second Class division.
Applicants should not be more than 27 years old.
Candidate must be prepared to take up a marketing role.
Candidate must reside in Lagos and must have concluded NYSC.
Work experience is not required.
Excellent team player.
Strong interpersonal communication and negotiation skills, including the ability to interact effectively with People of diverse cultures.
Analytical and problem solving skills.

Application Closing Date
10th May, 2019.

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