Credit Analyst at Willers Solutions Limited
Willers Solutions Limited – Our client, a reputable firm, is recruiting to fill the position below:
Job Title: Credit Analyst
Location: Lagos
Job Objective
- Assess customer’s loan application to determine credit worthiness and daily computation of the Bank-wide PAR.
Job Roles and Responsibilities
- Daily computation of the bank’s PAR.
- Preparation of the loan officer PAR ratio against the next credit review meeting.
- Compute and advise on the repayment amount due or loan paid off amount due upon request.
- Reconcile credit files and identify variances and return to Loan processing officer for regularization.
- Thorough analysis of loan appraisals.
- Keep up to date with the bank’s lending protocols and ensuring full compliance.
- Analyse overdrawn account and make required recommendation.
- Prepare and analyse the bank sectorial / industrial participation using models, graphs and ratios considering the regulatory requirements in order to advise and give direction to the bank.
- Populate and compute the credit ratios as required by the regulatory bodies on daily basis to determine the bank compliance and adjustments required.
- Execution of other task as assigned by the head of the department.
Educational and Professional Requirements
- A B.Sc in Business, Finance, Accounting or any related field.
- At least 3 years of work experience as a credit analyst in the Microfinance sector.
- Excellent analytical and excel skills.
- Must be able to performance in a high-pressured environment and meet up with set deadlines.
Application Closing Date
27th July, 2021.
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