Credit Analysts at the Workplace Centre Limited – Enugu, Anambra and Lagos

The Workplace Centre Limited – We are a World Class Skills Development and HR / ICT Consulting Services organisation that adds significant value to our clients and society.

We are recruiting to fill the position below:

Job Title: Credit Analyst

Locations: Enugu, Onitsha – Anambra, and Lagos Mainland – Lagos

Summary

Market the various loan products of the company and also evaluate, and recommend approval of credit loan applications.

Responsibilities

Identify new prospects and build relationship with them.
Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Analyze applicants’ financial status, credit, and net worth to determine feasibility of granting loans.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Compute payment schedules.
Submit applications to second level officers for verification and recommendation.
Maintain market intelligence on industry competition and report accordingly.
Assist in preparation of proposals and presentations.
Review and update credit and loan files.
Handle customer complaints and take appropriate action to resolve them.
Market company products to individuals and firms, promoting services that may meet customers’ needs.
Analyze potential loan markets and develop referral networks in order to locate prospects for loans.