Credit Officer at Petra Microfinance Bank

Petra Microfinance Bank (PMFB) Plc is fully in the business of rendering micro financial services to all its customers, particularly the active poor. The bank was incorporated in the year 2008, and commenced full banking operation on 22nd May, 2008. The bank has its head office at No. 18 Montgomery Road, Yaba, Lagos.

We are recruiting to fill the position below:

Job Title: Credit Officer

Location: Yaba, Lagos
Employment Type: Full-time

Job Description

• Promote / market products to prospective client
• Visit and evaluate potential client businesses.
• Visit Co-debtor, guarantor’s house and businesses.
• Analyze financial data of clients’ businesses.
• Analysis of quantitative and qualitative data of client businesses and households
• Prepare loan documents for Credit Committee.
• Present loan files to Credit Committee.
• Enter loan files on Bankone.

Post-loan Disbursement:

• Conduct monitoring visits to businesses and households.
• Follow-up on loan repayment.
• Manage loan recovery from active and write-off clients until the last.
• Assess the impact of a loan before renewal.

Requirements

• Mimimum qualification of B.Sc or HND
• Minimum of 2 years experience in a similar role in a micro finance bank
• Live within Yaba and Environs.

Application Closing Date
6th May, 2022.