Credit Officer at Pruvia Integrated Limited

Pruvia Integrated Limited – Our client, a key player in the financial institution is looking to recruit a suitably qualified candidate to fill the position below:

Job Title: Credit Officer

Location: Lagos

Job Description

To facilitate lending, credit worthiness, and risks to clients. The ideal candidate should possess an in-depth knowledge on sales and marketing with excellent track record of achievements.

Responsibilities

Meet with clients to obtain information for loan applications and give details about the process.
Explain to clients the different types of loans and credit options that are available as well as the terms of services.
Assess clients’ financial status.
Approve loans within specified limits and refer loan applications outside those limits to management for approval.
Review loan agreements to ensure that they are complete and accurate according to policy.
Evaluate credit worthiness and risks.
Maintain updated records of loan applications.
Follow up with clients about renewal

Requirements