Credit Risk Officer at Gabsyn Peyzs Limited
Gabsyn Peyzs was established in 2015 as a response to the rigid, lengthy, and difficult credit processes in this part of the world. We believe in Simple, Creative & Flexible Loan applications.
We are recruiting to fill the position below:
Job Title: Credit Risk Officer
Location: Lagos
Employment Type: Full Time
Responsibilities
- Assess the creditworthiness of current and prospective clients
- Determine the level of risk involved in lending to each client
- Perform the required monitoring of existing financial loans for compliance
- Calculate financial ratios to assess the financial health of prospective clients
- Calculate trend and cash flow analysis to evaluate the current financial status and create projections
- Write recommendation reports to the credit committee and senior management for consideration
- Evaluate a client’s financial statements and credit reports to determine their ability to honor debt obligations
- Ensure approved loan applications comply with the company’s lending criteria
- Identify discrepancies in credit files and reconcile them
- Develop models of credit information to be used to predict future patterns and support credit analysis of new clients.
Requirements
- Candidates should possess relevant qualifications with a minimum of 2 years relevant work experience.
Application Closing Date
7th April, 2022.
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