Credit Risk / Review Officer at Gabsyn Microfinance Bank Limited

Gabsyn Microfinance Bank Limited is a newly licensed bank, regulated by CBN and NDIC. Gabsyn is committed to solving small business owners problems and setting pace in the banking industry for micro-lending and business loans.

We are recruiting to fill the position below:

Job Title: Credit Risk / Review Officer

Location: Ikorodu, Lagos
Employment Type: Full-time

Job Description

Review strategic credit positions
Assess changes in largest exposures
Assess counterparty ratings
Review if there are any pending credits to be cleared by the chief credit officer or board
Review if there are any credit limit excesses
Review Credit Limits
Assess if provisions are up to date
Review if concentrations are within stipulated limits
Assess if all credit exposures are covered and mapped
Check for wrong way positions
Report all significant risks
Ensure credit risk reports reach all relevant parties
Discuss significant credit risks if any with top management
Conduct stress and scenario testing and analysis of portfolio at global levels
Ensure no relevant scenarios are missed in testing
Review past or anticipated changes in provisions
Review if any changes need to be made in specific provisions
Ensure all transactions have full and proper documentation
Review rating triggers and break clauses
Ensure credit protection is fully understood and utilized
Explore if there are any further possibilities of exploiting credit protection