Divisional Head – Retail at Citygate Global Investment Limited

Citygate Global Investment Limited was founded in June 2007 as a Microfinance Institution and registered with Corporate Affairs Commission. The organisation was created with the objective to reduce Nigerian population living below poverty line by intervening and enhancing the capacities of the low-end actively engaged populace struggling to run a viable businesses to earn a living. The organisation activities are geared in line with the global initiative of poverty alleviation and Financial Inclusion to all. We continually focus on this segment of the Nigerian economy by doing everything possible to assist them to run a viable businesses and improve their lives.

We are recruiting to fill the position below:

Job Title: Divisional Head – Retail

Location: Lagos

About the Initiative

Citygate Global Growth Empowerment Initiative is a financial institution with the objective of reducing the number of Nigerians living below poverty line by providing responsive financial services
This is in line with the global initiative of poverty alleviation to enhance the quality of life of the low-end actively engaged populace.

Job Description/Main Responsibilities

To see to the growth of the division business wise through client acquisition and retention, quality disbursement, PAR reduction and profitability.
To lead, manage and grow the divisions; through proactive implementation of strategies that will bring about operational self-sufficiency and best customer experience.
To assess structure and performance of divisions: evaluate, understand and make strategic decisions regarding divisions’ activities, staffing, market driven products and acceptable lending methodology.
To ensure all branches under his/her supervisor are compliant with current risk management and audit standards.
Demonstrate commitment, dependability and respect for all team members in divisions; serve as a guiding light in leading his/her team members towards relationship-based success with clients.
Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices set by management for overall soundness of the division.
Effective and efficient co-ordination of all Market-facing staff under his/her supervision for performance.
To advise the Management on the way forward for speedy growth of the division
Efficient management of all other resources under his/her care.
Develop, execute and manage retail lending strategy and tactical business plan, taking into account the market opportunity/growth potential, existing capabilities and risk appetite.
Responsible for making sure that the division’s goals and objectives are met within a set time.
Ensure timely report rendition.

Qualification and Experience Required

Bachelor’s Degree/HND
Micro Finance Certified Banker (MCIB) Qualifications will be an added advantage.
6-8 years Managerial Experience in Microfinance Finance Banking or institution with specialization in Retail Lending
Business Development and Customer Service Skills.
Relationship Management Skills,
Leadership Skills, Effective Communication Skills
Marketing, Selling and Credit Analysis Skills
Must be computer literate with added advantage in key Microsoft office package (Word, Excel and PowerPoint).
Proficient in Banking Software will be an edge.

Salary