Graduate Trainee Loan Officers at AB Microfinance Bank Nigeria (3 Openings)

AB Microfinance Bank is a national microfinance bank licensed by the Central Bank of Nigeria (CBN), with its head office in Lagos and branches spread across Lagos, Oyo, Ogun, Ondo and Anambra State.

AB Microfinance Bank Nigeria is committed to its passion of helping to improve the business opportunities of entrepreneurs by availing them of easy access to affordable loans, as well as improve the general financial status of everyone with its deposit accounts. It is a limited liability company duly incorporated in Nigeria under the 2002 Companies and Allied Matters Act, and is regulated by the Central Bank of Nigeria as a fully fledged microfinance bank.

We are recruiting to fill the position below:

Job Title: Trainee Loan Officer

REF CODE: TLO/C/JAN/2021
Location: Anambra (Onitsha, Nnewi) & Abia (Aba)
Employment Type: Full-time

Main Tasks and Responsibilities

Creating and Managing owned Loan portfolio
Conducting direct promotion and/or other marketing activities on regular basis
Screening prospect’s eligibility, opening loan applications and arranging appointments with clients
Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee
Arranging the disbursement in collaboration with Back Office and client
Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs
Ensuring high quality standards of the bank’s credit portfolio
Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.

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