Head, Credit Processing at GTI Group

GTI Microfinance Limited was incorporated in August 2007 as a limited liability company and started its operations in 2008 at No. 127 Obafemi Awolowo Road, Ikeja.

In October 2013, it was licensed as a State-Wide Microfinance Bank and moved its Head Office to No. 4 Tinubu Street, Central Business District, Marina Lagos. Other branches are located at Mushin, Ikeja, Abattoir in Agege, andSurulere.

We are recruiting to fill the position below:

Job Title: Head – Credit Processing

Location: Lagos Island, Lagos
Employment Type: Full-time

Job Description

Evaluating and reviewing of clients’ credit proposals for approval decision while also maintaining a good balance between returns and risk exposures.
Preparation of Credit Appraisal Memorandum (CAM) for Board’s consideration and approval
Conducting credit search from an approved Credit Bureau for facilities of N50,000 and above
Booking of loans in line with the credit policy and approved terms and conditions.
Proper documentation and updating of the loan files
Collaborating with branches to achieve budgets on risk assets creation.
Make recommendation for review and update the bank’s credit policies as necessary.
Preparing monthly report on Portfolio AT Risk (PAR) with a summary of loan loss provision required
Preparing monthly credit performance reports (branch wise and product wise)
Follow up with IT Unit to ensure prompt and accurate monthly update of loans on the Credit Bureau and CRMS portal.
Attend Management Credit Committee, Strategic Business Unit (SBU) and Management Meetings
Training of staff for optimal productivity and mastery of Credit policies, practices and regulations.