Loan Officers at Beyond Credit Limited – Lagos and Oyo

Beyond Credit Limited – We are a technology-driven financial services company focused on empowering low-income entrepreneurs across Africa. We seek to provide them with opportunities to grow their businesses, improve their standard of living and thereby have better outcomes in life. We aim to give them hope of a better life by equipping them with appropriate tools needed to attain greater financial independence.

We are recruiting to fill the position below:

Job Title: Loan Officer

Locations: Saki, Oyo and Lagos
Employment Type: Full-time

Job Description

Mobilization of Clients for loans
Formation of groups within coverage area
Verification of clients’ home and shop addresses in compliance with company’s guidelines and procedures
In-depth assessment of loan applications and preparation of loan proposals for business support loans
Participation in credit committee for loan appraisals where required
Recovery of overdue loans
Maintain cordial and long-term relationship with customers through excellent customer service
Appraising client’s business and capacity to service requested loan
Registering loan on the system and recommending appropriate amount for disbursement
Capture all requires information (i.e client& guarantor’s name, address & image. Business image and address)
Post-disbursement monitoring
Collection and posting clients loan repayments and savings on the system
Reconciliation of daily collections with the Branch Manager
Maintaining a healthy portfolio
Reporting directly to the branch manager
Any other responsibility assigned by the management of Beyond Credit