Loan Recovery Officers at TradeDepot (4 Openings)
TradeDepot delivers an innovative route-to-market for the leading consumer goods producers in Africa. The Shop Top-Up app by TradeDepot lets you re-stock your shop from various brands at the best wholesale prices. Browse, shop by brand or category, compare prices and check the status of your orders.
We are recruiting to fill the position below:
Job Title: Loan Recovery Officer
Locations: Edo, Kwara, Oyo or Rivers
Employment Type: Full-time
Responsibilities
- Perform activities to convert borrowers from existing retailer audience, including field visits and phone calls.
- Gain thorough understanding of the loan product and the company’s operational processes, and communicate these to potential and existing borrowers.
- Build and maintain a high-quality portfolio of borrowers according to targets communicated by the supervisor on a weekly basis.
- Be accountable for borrowers in your portfolio and ensure they are able to borrow and repay their loans on time and in full.
- Be responsible for the success of your individual portfolio, including knowing how much capital to deploy to where, for how long, and where to get the best return.
- Leverage data and insights provided by the company and team leads on the best areas to focus on.
- Daily, weekly, monthly reporting to team leads and supervisors.
- Be responsible for collections and recovery of outstanding loans, according to the company’s collections/recovery policy
- Comply with all instructions and targets set by team lead, supervisor, and managers
- Use technology tools and apps provided by the company to onboard and manage borrowers in your portfolio
- Alert supervisors and team leads to bad borrower behaviour, signs of default in one’s portfolio
- Adhere to TradeDepot’s Equal Opportunities policy in all activities and to actively promote equality of opportunity wherever possible
- Undertake such other duties as may be reasonably expected
Role Requirements
- University Degree, Polytechnic, or equivalent.
- Prior experience in loan management, portfolio management, or other credit risk function
- Excellent problem solving, interpersonal, and time management skills.
- Ability to work strategically, while staying within the guidelines prescribed for the job role.
Application Closing Date
30th July, 2022.
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