Micro Loan Officer at Cloverleaf Microfinance Bank

Cloverleaf Microfinance Bank Limited is a private sector led Tier 1 Microfinance Bank that provides a versatile range of financial services to low-income group, micro, small and medium enterprises, self-employed with entrepreneurial skills.

We are recruiting to fill the position below:

Job Title: Micro Loan Officer

Location: Lagos Island, Lagos
Employment Type: Full-time

Responsibilities

• Source for new individual and corporate clients via direct promotion and assist prospect client with loan application.
• Presentation of loan proposals to credit committee.
• Portfolio Management with full responsibility for its growth and quality (monitoring of disbursed Loans, follow up on timely repayment and Initiating and leading recovery activities).
• Optimizing financial results by cross-selling activities.
• Assuring long-term relationship (Relationship Management) through high client satisfaction, reaching a high ratio of revolving clients.
• In-depth assessment of loan applications and collect detailed information (personal, business, and guarantees) in preparation of loan proposals.
• Analyse and interpret financial statement of businesses with the use of Microsoft excel to access the repayment capacity and financial soundness of the borrower.

Requirements

• Candidates should possess a B.Sc / HND qualification in any discipline
• 2 – 3 years in micro lending, experience in Microfinance bank is most preferred
• Candidate must reside on the Island (Lekki/Ajah)
• Ability to work with minimum supervision
• Target driven and result oriented.
• Attentive to details.
• Must currently have a good customer base.
• Strong analytical and financial skills (with focus on cash flow analysis and forecasting)
• Excellent interpersonal, communication and presentation skills.

Application Closing Date
8th August, 2022.