Portfolio Officer (Delta) at Gemstone Microfinance

Gemstone Microfinance is a non-bank agricultural microfinance cooperative society. It is a registered national member of the Association of Non-Bank Microfinance Institutions of Nigeria (AMFIN). The society is also registered and regulated in every state where it currently operates.

With an annual turnover of over N2.3Billion, the financial services arm (RC: 1587936) of Gemstone Microfinance has been instrumental to the success stories recorded by its over 27,000 active members in the last two years of operation.

In its two years of operation, Gemstone Microfinance has provided over N2 Billion in credits to its members in the agricultural business sector across its twenty-six(26) branches in twelve (12) states and the Federal Capital Territory. The society’s main focus has been the development of the crop and livestock production, logistics, food processing and retail subsectors.

We are recruiting to fill the position below:

Job Title: Portfolio Officer

Locations: Delta
Employment Type: Full-time

Job Responsibilities

Promote / market Gemstone’s products to prospective clients
Visit and evaluate potential client businesses
Visit client’s personal house
Visit Co-debtor, guarantor’s house and businesses
Analyze financial data of clients’ businesses
Analysis of quantitative and qualitative data of client businesses and households
Prepare loan documents for Credit Committee
Present loan files to Credit Committee
Conduct monitoring visits to business and households
Follow-up on loan repayment
Manage loan recovery from active and write-off client until the last
Assess the impact of loan before renewal.