Profit Centre Manager (Consumer Loans) at United Bank for Africa Plc (UBA)

United Bank for Africa Plc (UBA) is one of Africa’s leading financial institutions, with operations in 19 African countries and 3 global financial centres: London, Paris and New York. From a single country organisation founded in 1949 in Nigeria UBA has grown to become a pan-African provider of financial services with over 11 million customers, through close to 1000 business offices and touch points globally.

We are recruiting to fill the position below:

Job Title: Profit Centre Manager (Consumer Loans)

Location: Bayelsa, Nigeria
Job Type: Full-time · Mid-Senior level

About the Job

  • Interested in joining the UBA Tribe? We are looking to hire individuals to drive Consumer loans as Profit Centre Managers.
  • The ideal candidates must be based in Bayelsa and must currently work in a commercial bank as marketers for consumer loans with 2-5 years experience in Relationship Management

The ideal candidates must also be conversant with the following:

  • Basic knowledge of Accounting, Finance and Economics.
  • Banking operations, policies and procedures
  • Good knowledge of the Bank’s products and services.
  • Business development and acquisition
  • Marketing, Selling and Cross Selling
  • Knowledge of current business trends and CBN Regulatory laws

Job Objective(s)

  • To coordinate the activities of retail teams through effective relationship management to meet/surpass financial targets to drive the profit growth of the branch.

Duties & Responsibilities

  • Ensure significant increase in market share within own region.
  • Drive performance of the unit – liability generation and quality risk asset creation.
  • Risk asset appraisal, disbursement and monitoring.
  • Ensure effective relationship building and management with new and existing customers.
  • Optimally exploit new and existing opportunities in the market.
  • Drive the reactivation of all inactive/dormant accounts in the branch.
  • Plan and implement marketing strategies to boost profit
  • Supervise and coordinate the activities of account officers.
  • Perform other related duties as assigned by the Business Manager

Educational Qualifications

  • First degree in any relevant course of study with a minimum qualification of Second Class Lower.
  • MBA or relevant Master’s Degree will be an added advantage

Desired Skills:

  • Ability to evaluate needs of customers and determine what products or services would best serve those needs
  • Good interpersonal skills
  • Excellent Communications skills (written and oral)
  • Marketing and Selling skills
  • Leadership and negotiation skills
  • Good Relationship management skills
  • Confident and must possess excellent networking skills

Behavioral Expectations:

  • High degree of professional ethics, integrity and responsibility
  • Highly organised, proactive, ability to work independently and take ownership of tasks assigned
  • Team player with the ability to work under pressure and ability to work with a wide variety of people and maintain excellent business relationship
  • High sense of confidentiality and discreteness

Application Closing Date
27th August, 2021.

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