Relationship Officer at Poverty Rural Reduction Empowerment Initiative

Poverty Reduction and Rural Women Empowerment Initiative, a microfinance institute whose Head office is located in Lagos is currently seeking to recruit the services of:

Job Title: Relationship Officer

Location: Ibafo, Ogun

Job Objective & Summary

To source for and open new accounts, disburse and manage loans and ensure full repayment as at when due

Responsibilities

Attracts new customers to the business and maintain an excellent relationship with clients
Analyze potential loan markets and development referral networks to locate prospects for credit products.
Evaluate loan applications and documentation by confirming credit worthiness while processing loan application of successful clients.
Ensure client relationship management and confidentiality is maintained.
Repetitively work towards increasing client base and product’s volume of portfolio.
Pursue the sourcing of new accounts and client/savings mobilization.
Conducts pre-loan training, client and guarantor’s verification.
Ensure an efficient and effective process in savings and repayment collections.
Manage and follow up on loan to ensure prompt and due repayment, while preventing default.
Efficiently and effectively manage defaults where they occur.
Perform other duties and responsibilities as may be assigned by the Relationship Manager.

Education/Qualifications

Bachelor’s degree from a recognized academic institution in Marketing, or related field.
Minimum of Two (2) years relevant experience; working in a Banking or Microfinance bank/Institute setting.

Skills & Knowledge: