Relationship Officer at Poverty Rural Reduction Empowerment Initiative

Poverty Reduction and Rural Women Empowerment Initiative, a microfinance institute whose Head office is located in Lagos is currently seeking to recruit the services of:

Job Title: Relationship Officer

Location: Ibafo, Ogun

Job Objective & Summary

  • To source for and open new accounts, disburse and manage loans and ensure full repayment as at when due

Responsibilities

  • Attracts new customers to the business and maintain an excellent relationship with clients
  • Analyze potential loan markets and development referral networks to locate prospects for credit products.
  • Evaluate loan applications and documentation by confirming credit worthiness while processing loan application of successful clients.
  • Ensure client relationship management and confidentiality is maintained.
  • Repetitively work towards increasing client base and product’s volume of portfolio.
  • Pursue the sourcing of new accounts and client/savings mobilization.
  • Conducts pre-loan training, client and guarantor’s verification.
  • Ensure an efficient and effective process in savings and repayment collections.
  • Manage and follow up on loan to ensure prompt and due repayment, while preventing default.
  • Efficiently and effectively manage defaults where they occur.
  • Perform other duties and responsibilities as may be assigned by the Relationship Manager.

Education/Qualifications

  • Bachelor’s degree from a recognized academic institution in Marketing, or related field.
  • Minimum of Two (2) years relevant experience; working in a Banking or Microfinance bank/Institute setting.

Skills & Knowledge:

  • Good communication and interpersonal skill
  • Good sales and marketing skills
  • Ability and aptitude to work with detail, precision, speed, and accuracy.
  • Basic computer literacy.

Application Closing Date
25th April, 2019.

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