Strategic Sales Executive at Rosabon Financial Services Limited

Rosabon Financial Services Limited – Award winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993 and being a long standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.

We are recruiting to fill the position below:

Job Title: Strategic Sales Executive

Location: Lagos
Employment Type: Full-time

Duties & Responsibilities

  • The Sales Executive is required to collect and prepare all materials needed to secure a loan.
  • He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.
  • Evaluate credit worthiness by processing loan applications and documentation within specified limits.
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them.
  • Complete loan contracts and counsel clients on policies and restrictions
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Update account records, Compute payment schedules and transactions on ERP
  • Confer with underwriters to aid in resolving loan application problems.
  • Update job knowledge on types of loans and other financial services
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process.
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines.

Requirements

  • B.Sc Degree in Finance, Economics or a related field
  • Proven working experience as a Loan Officer.
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Customer satisfaction orientation and sales competencies.
  • Ability to work in a goal oriented environment and meet set target.

Application Closing Date
Not Specified.

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