Wells Fargo Reflect Card Review
As of Nov. 08, 2022
Wells Fargo Reflect® Card
Citi® Diamond Preferred® Card
Apply Now for Wells Fargo Reflect® Card
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Apply Now for Citi® Diamond Preferred® Card
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Rates & Fees
Credit Rating Requirement:
Good/Excellent (670-850)
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Circle with letter I in it.
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Credit Rating Requirement:
Good/Excellent (670-850)
Info Icon
Circle with letter I in it.
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Welcome Offer:
N/A
Welcome Offer:
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Circle with letter I in it.
For a limited time, earn a $150 Statement Credit after you spend $500 on purchases in the first 3 months of account opening.
$150 statement credit
Rewards Program:
N/A
Rewards Program:
N/A
Intro APR:
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Circle with letter I in it.
0% intro APR, up to 21 months from account opening on qualifying balance transfers
Purchases: 0% intro APR, up to 21 months from account opening
Balance Transfers: 0% intro APR, up to 21 months from account opening on qualifying balance transfers
Intro APR:
Purchases: 0%, 12 months
Balance Transfers: 0%, 21 months
Regular APR:
16.74% – 28.74% variable APR
Regular APR:
16.74% – 27.49% (Variable)
Annual Fee:
$0
Annual Fee:
$0
Highlights:
0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension for 3 months with on-time minimum payments during the intro period. 16.74% to 28.74% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5.$0 Annual FeeGet up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It’s an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.Select “Apply Now” to learn more about the product features, terms and conditions
Highlights:
0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 16.74% – 27.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.For a limited time, earn a $150 Statement Credit after you spend $500 on purchases in the first 3 months of account opening.There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.Get free access to your FICO® Score online.With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
Apply Now for Wells Fargo Reflect® Card
On
Wells Fargo’s
Secure Website.
Apply Now for Citi® Diamond Preferred® Card
On
Citi’s
Secure Website.
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